Many consumers are surprised and shocked when they apply for
credit and the lender denies them credit due to negative information reporting
on their credit report. It’s even more traumatic if they learn that the
negative accounts are not even theirs! This is usually their first real
introduction into the world of Identity Theft.
So many people are afraid to see what is on their credit
report or perhaps convinced that their credit is in perfect shape. According to
the Consumer Federation of America, 41% of consumers haven’t even pull their
credit report. Too many consumers equate looking at their credit report like a
journey to the dentist. They just don’t want to hear bad news. But acting like
an ostrich doesn’t make things go away, and, it set you up for some unpleasant
surprises.
There are three reasons to check your credit report AT LEAST
once every year.
1.
Credit mistakes and data entry errors
The Federal Trade Commission did a study
indicating that in excess of 40,000,000 consumers will have errors on their
credit reports.
2.
Mixed Files
Due to the method that the credit bureaus
compile your credit report, someone else’s credit information can easily be
reporting on your credit report. The 13 bits of information they search for don’t
even have to match exactly!
3.
Identity Theft
We have all heard of the damage professional
identity thieves can do to you and the time, expense and effort it takes to fix
you good name. But, there is another group of people that cause the bulk of
Identity Theft…
It’s the people who are closest to you!
I know you love your mother, your father, your brother, your
sister, your kids, your aunt, your uncle, your cousins, your niece, your
nephew, your grandparents, your grandkids, and, your friend who stayed with you
for three weeks last year. But these are the people closest to you. They know
your name, your address, your date of birth and have easy access to your credit
cards and social security number. Unfortunately, these are the ones that are
most likely, when under-the-gun, will use your identity. In my credit repair
practice, I see ten times the amount of Identity Theft by friends and relatives
than I do from the profession thieves. This type of Identity Theft can be
harder to correct.
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We ARE the experts in
Credit Repair. Our founder, Daniel Sater, is a Nationally Recognized Credit
Expert, Speaker & Author, and a Certified FICO Professional who also trains
and coaches numerous Credit Repair Companies across the country and speaks at
industry conferences. We are the people that other credit repair experts go to
for answers.
With Credit Scoring
Advisor you get personalized, not computerized service from someone who will
fight for you to improve your credit profile. Dan handles every file personally
to ensure the best results for our clients. You have continued access throughout our
process to a recognized credit expert. Better Knowledge – Better Tactics –
Better Results
We
would love to hear from you, give us a call, 631-392-8685
Get
my new e-book on Amazon http://amzn.to/1eVnAFq
